China’s Alibaba Group has formally entered Pakistan’s financial services market through a local unit that will offer “buy now, pay later” services, marking a significant expansion into the country’s growing digital economy. The move follows regulatory approval by the Securities and Exchange Commission of Pakistan, which granted a non-banking finance company license to Coco Tech Pakistan, an Alibaba-backed entity that will provide installment-based payment solutions to consumers. Entry through Coco Tech Pakistan According to the regulator, Coco Tech Pakistan will enable users to purchase goods from e-commerce platforms and pay in installments, a model that has gained global popularity as an alternative to traditional credit systems. “Alibaba will make direct investment in Pakistan,” the SECP said in a statement, confirming the Chinese firm’s entry into the country’s financial services sector. The buy now, pay later model is expected to particularly benefit consumers who lack access to conventional banking services, allowing them to spread payments over time without relying on credit cards. Expanding Pakistan’s digital economy Pakistan’s e-commerce sector has grown rapidly in recent years, driven by increasing smartphone penetration, improved internet access and a young population eager to adopt digital services. However, access to formal credit remains limited, especially for small businesses, freelancers and younger consumers who are often excluded from traditional financial systems. SECP Chairman Akif Saeed said the country’s economic landscape is becoming increasingly attractive to international investors. “Pakistan’s large consumer market and rapidly growing digital economy are attracting international investors,” he said, adding that “the inclusion of Alibaba Group will bring greater competition and innovation” to the local market. Impact on financial inclusion and competition Regulators say the entry of an Alibaba-backed firm is expected to improve access to financial services for underserved segments, including youth and small enterprises. The initiative could also intensify competition in Pakistan’s fintech and e-commerce ecosystem, where local and international players are increasingly targeting digital payments and consumer financing solutions. Analysts note that buy now, pay later services have seen rapid global adoption, particularly in emerging markets where traditional banking penetration remains low. Broader investment signals Alibaba’s expansion into Pakistan signals growing foreign investor confidence in the country’s digital and financial sectors. The development comes at a time when Pakistan is actively seeking to attract foreign investment to support economic growth and technological development. Experts say the success of such initiatives will depend on regulatory oversight, consumer protection mechanisms and the ability to scale services across a diverse and price-sensitive market. Outlook The launch of buy now, pay later services by an Alibaba-backed firm marks a new phase in Pakistan’s fintech evolution, potentially reshaping how consumers access credit and engage with e-commerce platforms. If successfully implemented, the model could drive greater financial inclusion while accelerating the country’s transition toward a more digitally integrated economy.
Govt Plans 2.5-Hour Loadshedding to Avoid Power Price Hike
Pakistan’s government has announced a 2.25-hour daily suspension of electricity during peak hours, describing the move as a targeted strategy to prevent a sharp increase in electricity tariffs amid rising global fuel prices. The decision, framed as a “peak relief strategy,” will apply nationwide during the high-demand window between 5:00pm and 1:00am, when pressure on the national grid is at its highest. Strategy to prevent tariff surge According to the Power Division, the move is aimed at avoiding reliance on expensive imported fuels during peak hours, which could otherwise push electricity prices up significantly. Officials warned that without intervention, tariffs could rise by Rs3 to Rs6 per unit, driven by higher fuel costs and increased demand. The spokesperson said the government has already provided Rs46 billion in relief and managed to reduce average electricity prices by 71 paisa per unit through improved system efficiency and prioritisation of low-cost energy sources. “Peak-hour load management is being implemented to prevent a massive tariff hike,” the spokesperson said, adding that the step is designed to protect the majority of consumers from further financial burden. Distribution companies have been directed to issue feeder-specific schedules to ensure transparency and minimise inconvenience to consumers. Demand pressure and fuel constraints The government cited a combination of factors behind the decision, including a surge in electricity demand during evening hours and a seasonal decline in hydropower generation. The situation has been further complicated by global energy market volatility and disruptions in fuel supply, particularly liquefied natural gas. To manage costs, authorities are diverting local gas supplies to power plants and reducing dependence on furnace oil-based generation, which is significantly more expensive. K-Electric and HESCO consumers In a key clarification, the Power Division stated that consumers of K-Electric (Karachi) and Hyderabad Electric Supply Company (HESCO) will not be affected by the 2.25-hour loadshedding plan. “Due to the availability of low-cost power generation in the southern region… load management is not being carried out in these two distribution companies,” the spokesperson said. Officials explained that both KE and HESCO benefit from access to relatively cheaper electricity sources and have limited reliance on furnace oil-based generation, reducing the need for peak-hour supply cuts. As a result, consumers in these regions are being spared from additional outages under the current policy, unlike other parts of the country where supply adjustments will be implemented. Broader policy measures The government is also pursuing complementary measures to reduce electricity demand, including early market closures and energy conservation campaigns. Officials say coordinated efforts between federal and provincial authorities will play a crucial role in stabilising the power sector and avoiding further price increases. Outlook The introduction of targeted loadshedding highlights the ongoing challenges in Pakistan’s energy sector, where balancing affordability and supply remains a complex policy issue. While the strategy may help contain electricity prices in the short term, experts say long-term stability will depend on structural reforms, improved infrastructure and a shift toward sustainable energy sources.
Google, Pakistan Team Up for AI Programme with Rs2.5 Million Reward
Pakistan has launched a nationwide artificial intelligence training initiative in collaboration with Google, offering a prize pool of Rs2.5 million as part of efforts to equip young people with advanced digital skills and accelerate the country’s transition to an AI-driven economy. The programme, titled AI Seekho 2026, has been introduced through a partnership involving Google for Developers, the Ministry of Information Technology and Telecommunication, telecom operators and local tech organisations. Officials say the initiative aims to provide free access to advanced AI tools, training modules and cloud resources, lowering barriers for students, developers and professionals seeking to enter the rapidly evolving field. Focus on skills and innovation The programme is structured in multiple phases, beginning with an online learning challenge where participants will gain hands-on experience in generative AI and application development. Participants will be required to build functional solutions in categories such as mobile applications and games using platforms like Google AI Studio. A second phase will include physical hackathons in major cities including Karachi, Lahore and Islamabad, where selected participants will develop projects and compete for a prize pool worth Rs2.5 million. Organisers describe the initiative as a shift toward “vibe coding,” a modern approach that enables developers to create applications using natural language prompts and AI-assisted workflows. Push toward an AI-driven economy Federal IT Minister Shaza Fatima said the programme reflects a broader national strategy to transition from a service-based economy to one powered by innovation and digital products. “Our vision is to shift from a legacy service economy to an AI-powered, product-based economy,” she said, adding that artificial intelligence is being prioritised to equip young Pakistanis with globally competitive skills. With nearly 65 per cent of the population under the age of 35, policymakers see AI training as a critical pathway for employment generation and economic growth. Industry experts say such initiatives could help bridge the digital skills gap and position Pakistan as a competitive player in global technology markets. Multi-partner collaboration The programme is supported by a network of partners, including Google Developer Groups and Google Developer Experts, which will provide mentorship, training and community engagement. Participants will also receive free cloud credits and access to development platforms, enabling them to build and test applications without financial constraints. Analysts note that partnerships between global tech firms and local institutions are increasingly shaping the digital landscape in emerging markets, where access to tools and training remains uneven. Opportunities and challenges While the initiative has been widely welcomed, experts caution that sustained impact will depend on long-term investment in education, infrastructure and policy support. Pakistan has made progress in expanding internet access and digital services, but challenges remain in areas such as digital literacy, funding and industry integration. At the same time, the global demand for AI skills continues to surge, creating opportunities for countries that can rapidly train and deploy talent. Outlook The launch of AI Seekho 2026 highlights a growing recognition of artificial intelligence as a key driver of economic transformation. If successfully implemented, the programme could help create a new generation of developers, entrepreneurs and innovators, contributing to Pakistan’s ambitions of becoming a technology-driven economy. As global competition intensifies, initiatives like this may play a critical role in shaping the country’s future workforce and digital ecosystem.
Meta Builds AI ‘Mark Zuckerberg’ to Talk to Employees Anytime
Meta is developing an artificial intelligence-powered version of its chief executive Mark Zuckerberg, designed to interact with employees and replicate his communication style, as part of the company’s aggressive push into AI-driven operations. According to multiple reports, the project involves creating a photorealistic digital avatar of Zuckerberg that mirrors his voice, tone and mannerisms, allowing staff to engage with a virtual version of the CEO even when he is not physically present. AI-powered leadership tool The initiative is aimed at improving internal communication across Meta’s global workforce, which numbers in the tens of thousands. The virtual avatar is expected to respond to employee queries, share company strategy insights and simulate Zuckerberg’s public messaging. The system is being trained on the CEO’s past statements, presentations and decision-making patterns to reflect his thinking. The idea, as described in reports, is to allow employees to “ask your CEO a question anytime” through a digital interface, potentially reducing communication gaps within the organisation. Zuckerberg himself is said to be closely involved in the development, reflecting his hands-on approach to Meta’s expanding artificial intelligence strategy. Part of broader AI transformation The project comes as Meta Platforms accelerates its pivot toward artificial intelligence, investing billions of dollars in new models, infrastructure and talent acquisition. In recent months, the company has restructured teams around AI-focused workflows and launched initiatives aimed at boosting productivity through automation and machine learning tools. Meta has also been developing advanced AI systems and large language models under its research division, positioning itself in direct competition with companies such as OpenAI, Google and Anthropic. Analysts say the creation of a digital CEO avatar reflects a broader trend in the tech industry, where companies are experimenting with AI-driven agents to streamline decision-making and reduce reliance on traditional management structures. Mixed reactions and concerns While the technology could enhance accessibility and efficiency, it has also raised concerns among employees and observers about authenticity, oversight and the future of leadership roles. Some critics argue that replacing direct human interaction with AI simulations could blur lines between real and artificial communication, potentially affecting workplace culture and trust. Others point to ethical questions surrounding the use of AI to replicate real individuals, particularly in high-level decision-making contexts. Despite these concerns, Meta appears committed to expanding the role of AI across its operations, with Zuckerberg previously stating that future systems could enable individuals and organisations to rely on personal AI agents for complex tasks. Future implications The development signals a shift toward what some experts describe as “AI-mediated leadership,” where digital replicas of executives could handle routine communication, leaving human leaders to focus on strategic decisions. If successful, the model could extend beyond Meta, with companies potentially creating AI versions of executives, influencers and public figures to scale communication and engagement. However, the long-term impact remains uncertain, as organisations weigh the benefits of efficiency against concerns about transparency and human connection. For now, Meta’s experiment highlights how rapidly artificial intelligence is reshaping not only products and platforms but also the very structure of corporate leadership.
Service Long March Tyres Set for $28m IPO in Major PSX Move
Service Long March Tyres Limited (SLM), a subsidiary of Service Industries Limited, is moving ahead with plans to raise approximately $28 million through an initial public offering, as it prepares for a listing on the Pakistan Stock Exchange in a bid to fund expansion and strengthen its market position. The development comes as Pakistan’s equity market experiences renewed momentum, with several companies lining up listings amid improved investor sentiment and strong stock market performance. According to disclosures, SLM’s board has approved the plan to raise capital through an IPO, marking a significant step toward transitioning from a privately held industrial venture to a publicly traded company. Expansion strategy and capital needs The IPO is expected to support SLM’s growth strategy, including capacity expansion, technological upgrades and strengthening its presence in both domestic and export markets. SLM operates one of Pakistan’s most advanced tyre manufacturing facilities in Nooriabad, where it produces all-steel radial tyres for trucks and buses. Since starting commercial operations in 2022, the company has scaled production and generated strong revenue growth, reflecting rising demand for locally manufactured tyres. Industry analysts say the company is now seeking additional capital to diversify into passenger car tyres and expand exports, a move aligned with Pakistan’s broader push toward industrial growth and import substitution. The company is a joint venture between Pakistan’s Servis Group and China’s Chaoyang Long March Tyre Co, combining local manufacturing infrastructure with Chinese technical expertise in radial tyre production. IPO pipeline gains momentum SLM’s listing is part of a wider pipeline of initial public offerings expected in 2026, as Pakistan’s stock market continues to attract corporate issuers. Market experts estimate that up to 16 IPOs could be launched during the year, driven by improved valuations, stabilising macroeconomic conditions and increased participation from retail investors. “Valuations are becoming attractive for sponsors to actually consider listing their entities,” one investment banker said, highlighting growing confidence in the market environment. For SLM, the listing also reflects a strategic effort by Service Industries to unlock value in its high-growth segments and offer investors exposure to Pakistan’s automotive and manufacturing sectors. Industrial and market implications Analysts say the IPO could enhance the representation of industrial manufacturing companies on the PSX, which has traditionally been dominated by banking, energy and cement stocks. The tyre sector, in particular, is seen as a key component of Pakistan’s automotive ecosystem, with demand linked to both commercial transport and passenger vehicle growth. SLM’s expansion into passenger car radial tyres is expected to reduce reliance on imports and improve the country’s trade balance, while also positioning the company as a regional exporter. At the same time, the success of the IPO will depend on market conditions, pricing and investor appetite, particularly in a competitive environment where multiple companies are seeking to raise capital. Outlook As SLM prepares for its public debut, the offering is likely to be closely watched by investors as a test case for Pakistan’s manufacturing sector and IPO market revival. If successful, the listing could pave the way for further industrial companies to tap equity markets for expansion, reinforcing the role of the PSX in supporting economic growth.
“Your Photos Will Be Deleted”: New iPhone Scam Sparks Urgent Warning
iPhone users are being urged to remain vigilant after a new wave of phishing scams began circulating, falsely warning that their photos and personal data will be deleted unless immediate action is taken. The scam, which mimics official Apple iCloud alerts, has been flagged by cybersecurity experts and consumer groups as part of a growing trend of sophisticated digital fraud targeting Apple’s global user base. How the scam works Fraudulent emails are designed to look like legitimate messages from Apple, informing users that their iCloud storage is full and that they must upgrade their plan urgently. The messages often include alarming claims that photos and videos will be permanently deleted if action is not taken. Many emails feature a button prompting users to “upgrade storage” or “manage account,” which redirects victims to fake websites that closely resemble Apple’s official interface. These phishing pages are built to capture sensitive data, including Apple ID credentials, banking information and personal details. In some cases, scammers escalate the pressure by sending follow-up messages with strict deadlines. Users may be told their account will be suspended within 24 to 48 hours or that their data will be erased on a specific date. “The emails include a button you can click on to upgrade your iCloud storage,” one report noted, warning that entering payment details could allow criminals to “steal more money or sell your details.” Why the scam is convincing Experts say the scam is particularly effective because it closely mirrors genuine Apple notifications. Many users receive legitimate alerts about iCloud storage limits, making it harder to distinguish between real and fake messages. Some emails are signed as “The iCloud Team” and use Apple branding, layouts and language that appear authentic at first glance. Minor differences, such as unusual email domains or grammatical errors, are often the only clues. Cybersecurity analysts warn that the sense of urgency is a deliberate tactic. By creating fear of losing valuable data such as photos, scammers push users into reacting quickly without verifying the message. Growing global concern The phishing campaign is part of a broader rise in cybercrime targeting mobile users and cloud-based services. With billions of iPhone users worldwide relying on iCloud to store photos, messages and documents, the potential impact is significant. Historically, phishing attacks have been one of the most common ways hackers gain access to personal accounts, often leading to identity theft or financial fraud. Security experts say similar tactics were used in past high-profile breaches involving cloud storage accounts. What users should do Authorities and experts stress that users should not click on suspicious links or provide personal information in response to unsolicited emails. Instead, users are advised to check their iCloud storage status directly through their device settings or Apple’s official website. Any suspicious emails should be deleted or reported to Apple’s phishing reporting channels. Experts also recommend enabling two-factor authentication, regularly updating passwords and remaining cautious of any message that demands urgent action. As phishing techniques continue to evolve, awareness remains the first line of defence against increasingly convincing scams targeting everyday users.
“Not a Fair Fight”: Ford CEO Warns Chinese EVs Could Crush US Auto Industry
Ford Motor Company’s chief executive Jim Farley has issued a stark warning over the growing dominance of Chinese electric vehicle makers, saying their rapid expansion and cost advantage could severely damage the United States’ automotive industry. Speaking in a recent interview, Farley urged policymakers to block Chinese-made electric vehicles from entering the US market, arguing that the stakes go beyond competition and touch on jobs, manufacturing strength and national security. “We should not let them into our country,” he said. “Manufacturing is the heart and soul of our country, and for us to lose that to those exports would be devastating.” Cost gap fuels growing concern Farley’s warning reflects a widening gap between US and Chinese electric vehicle production. American-made EVs are often significantly more expensive due to higher labour costs, stricter environmental standards and complex regulatory requirements. In contrast, Chinese automakers benefit from substantial state backing. Government subsidies, low-cost financing and large-scale industrial support allow companies such as BYD and Nio to produce vehicles at much lower prices. This disparity has enabled Chinese brands to offer feature-rich electric cars at a fraction of the cost seen in Western markets. Some models in China are priced under $10,000, while comparable US vehicles often exceed $40,000. Farley stressed that “there is no way this is a fair fight,” pointing to structural disadvantages faced by American manufacturers. Global expansion of Chinese EV makers Chinese carmakers have rapidly expanded their footprint beyond domestic markets, gaining ground in Europe, South America and parts of Asia. Industry data shows China has become the world’s largest exporter of vehicles, driven largely by its EV sector. Farley has previously warned that China’s manufacturing capacity alone could supply the entire North American market, raising fears of widespread disruption to US-based production. Analysts say this expansion is not only about cost but also technology. Chinese EVs are increasingly competitive in areas such as battery efficiency, digital interfaces and fast charging, putting pressure on legacy automakers to adapt. National security and data concerns Beyond economic competition, Farley also highlighted potential security risks associated with connected vehicles. He noted that modern EVs are equipped with multiple cameras and sensors that could collect sensitive data. These concerns have become part of a broader geopolitical debate over technology, data privacy and supply chain dependence, particularly as tensions between the United States and China continue to shape trade policy. Industry at a crossroads The warning comes at a critical moment for the global auto industry, as companies race to transition from internal combustion engines to electric mobility. US automakers have invested billions in EV development but continue to face profitability challenges, supply chain constraints and uncertain consumer demand. Meanwhile, Chinese firms have scaled production rapidly, supported by strong domestic demand and government policy. Experts say the outcome of this competition could reshape the global automotive landscape, determining where future manufacturing jobs are located and which countries dominate next-generation transport technologies. For policymakers, the debate now centres on whether to protect domestic industries through tariffs and restrictions or allow market competition to play out. Farley’s remarks underscore the urgency of that decision, warning that the consequences could be long-lasting for America’s industrial base.
Jet Fuel Crisis Explained: What It Means for Travelers
A tightening global supply of jet fuel is emerging as a major driver behind rising airfares, as airlines grapple with higher operating costs, disrupted supply chains and surging travel demand. Industry analysts say the impact of jet fuel shortages is often invisible to passengers until ticket prices rise sharply, but the underlying causes are complex and deeply tied to global energy systems. According to recent reporting, the world consumes nearly 8 million barrels of jet fuel per day, with demand expected to rise further in 2026. Why jet fuel shortages occur Unlike petrol shortages, jet fuel scarcity is rarely caused by a lack of crude oil. Instead, it stems from refining constraints. Aviation fuel is produced from a specific middle fraction of crude oil during the refining process, meaning not all refineries are equipped to produce it in sufficient quantities. Experts describe the issue as “a refinery allocation problem, not a crude supply problem,” highlighting how mismatches in production capacity can create shortages even when oil supply is stable. Geopolitical tensions have further complicated the situation. Disruptions in key shipping routes such as the Strait of Hormuz, through which a significant share of global fuel trade passes, have tightened supply and increased volatility. Rising costs for airlines Fuel remains one of the largest expenses for airlines, typically accounting for 25 to 35 per cent of total operating costs and sometimes exceeding 40 per cent during periods of volatility. This cost pressure translates directly into ticket prices. Analysts estimate that around 20 to 30 per cent of an airline ticket reflects fuel costs, with long-haul flights particularly sensitive to fuel price fluctuations. Recent data shows jet fuel prices have surged significantly amid geopolitical instability, with some markets seeing sharp increases linked to disruptions in oil supply routes. Airlines often respond by introducing fuel surcharges, raising base fares, or reducing promotional discounts. In more severe cases, carriers may cut routes or reduce flight frequencies to manage costs. Impact on global travel The effects are already being felt worldwide. Airlines have begun trimming schedules, particularly on less profitable routes, while passengers face higher fares and fewer travel options. Industry groups warn that shortages could persist for months even if supply routes stabilise, as refinery disruptions take longer to resolve than shipping delays. Smaller airports and regional carriers are often hit first due to limited storage capacity and fewer alternative suppliers. In response, some airlines have adopted “tankering” strategies, carrying extra fuel from locations where it is cheaper or more readily available. Limited alternatives Efforts to transition to sustainable aviation fuel offer a potential long-term solution, but current production remains minimal. Sustainable aviation fuel accounts for less than one per cent of global jet fuel supply and is significantly more expensive than conventional fuel. Experts say this limits its ability to offset shortages in the near term, leaving airlines heavily dependent on traditional refining systems. Outlook for passengers For travellers, the immediate consequence is clear: higher ticket prices and less flexibility in flight options. Analysts advise booking early and monitoring fare trends, as volatility in fuel markets continues to influence airline pricing. The broader outlook suggests that until refining capacity improves and geopolitical risks ease, jet fuel shortages will remain a key factor shaping global aviation and the cost of air travel.
Islamabad Back In Focus As US, Iran Plan Next Round Of Talks
The United States and Iran are considering a second round of high-level talks aimed at ending their six-week conflict, with Pakistan once again emerging as a potential host as diplomatic efforts intensify ahead of the ceasefire deadline. Officials familiar with the discussions said both sides are exploring the possibility of new in-person negotiations, with Islamabad and Geneva under consideration as venues. While no final decision has been made on timing or location, sources indicated the talks could take place as early as Thursday. A diplomat from one of the mediating countries said Tehran and Washington had agreed in principle to another round, though US officials cautioned that discussions were still ongoing. All sources spoke on condition of anonymity due to the sensitivity of the negotiations. US President Donald Trump signalled a possible breakthrough earlier, telling reporters, “we’ve been called by the other side” and “they want to work a deal.” Pakistan pushes for fresh talks in Islamabad Pakistan has formally proposed hosting a second round of negotiations in Islamabad in the coming days, according to officials aware of the development. The proposal is aimed at sustaining diplomatic momentum following the first round of talks, which ended without a formal agreement but were described as part of an ongoing process. One Pakistani official said the initial discussions should not be viewed as a one-off effort, adding that continued engagement was necessary to bridge differences between the two sides. Diplomatic sources said Pakistan’s role as a facilitator has been widely acknowledged, with Islamabad positioning itself as a neutral venue for dialogue amid heightened regional tensions. Key differences remain over nuclear issue Despite signs of renewed engagement, significant gaps remain between Washington and Tehran, particularly on Iran’s nuclear programme. Reports suggest Iran has proposed suspending uranium enrichment for up to five years, while the United States has pushed for a much longer freeze. The proposals were discussed during the Islamabad talks, but officials said both sides remain far apart on reaching a final agreement. There has been no official confirmation of the reported offer, though diplomatic channels remain active. US Vice President JD Vance said the earlier negotiations had yielded some progress on key issues. “They moved in our direction,” Vance said, referring to Iranian negotiators. He added that discussions had focused on the removal of nuclear material and mechanisms to ensure uranium enrichment does not resume in the future. “We’ve made clear that we absolutely need to see the nuclear material come out of the country of Iran…the ball is in the Iranians’ court because we put a lot on the table.” — VP Vance pic.twitter.com/s4Ki2HqL4U — Vice President JD Vance (@VP) April 14, 2026 However, Vance acknowledged that Iranian negotiators may need approval from authorities in Tehran before any deal can be finalized. “There really is, I think, a grand deal to be had here. But, it’s up to the Iranians, I think, to take the next step,” he said. Diplomatic window narrows as ceasefire deadline approaches The push for a second round of talks comes as the current ceasefire is set to expire next week, increasing urgency for both sides to reach a broader understanding that could prevent a return to hostilities. International observers say the willingness to continue negotiations reflects a shared interest in avoiding escalation, even as deep mistrust persists. Reports indicate that discussions remain fluid, with mediators working to align positions on key sticking points. While uncertainty remains over whether a breakthrough can be achieved, the prospect of renewed talks has kept diplomatic channels open, offering a potential path toward de-escalation.
Doctors Say Heart Attacks Give Silent Warnings We Often Ignore
Heart attacks are widely perceived as sudden, unpredictable events, but emerging research suggests that many cases develop silently over time, with warning signs often missed or underestimated by current screening methods. A recent analysis highlighted in medical reporting shows that widely used risk assessment tools may fail to identify a significant number of people who are actually at risk of a heart attack. Researchers found that nearly half of patients who later suffered a heart attack would have been classified as low or borderline risk shortly before the event. The findings reinforce a growing scientific consensus that heart attacks rarely occur “out of nowhere,” but instead result from a gradual process involving underlying cardiovascular damage. Why current tools may miss the warning signs Doctors typically rely on scoring systems such as the ASCVD risk calculator to estimate a person’s likelihood of developing heart disease over a 10-year period. These tools factor in age, cholesterol levels, blood pressure, and lifestyle indicators. However, researchers say these population-based models often fail to capture individual risk accurately. “Our research shows that population-based risk tools often fail to reflect the true risk for many individual patients,” said cardiologist Amir Ahmadi. In some cases, patients who appeared low-risk based on these scores were found to have hidden plaque buildup in their arteries, which can rupture suddenly and trigger a heart attack. Experts note that the problem lies in the limitations of traditional screening, which may not detect subtle but dangerous changes happening inside the arteries. Read More: Heart Surgeon Reveals 4 Habits That Can Change Your Life The role of new technology and AI To address these gaps, scientists are developing new tools that use artificial intelligence and advanced imaging to better predict heart attack risk. Recent studies suggest that AI models can analyse heart scans, medical records, and even biomarkers to identify patterns that human assessments might miss. In some cases, these systems have been able to predict cardiovascular risk years in advance. Other research shows that AI-based electrocardiogram tools can improve detection of serious heart conditions in emergency settings, reducing missed diagnoses and false alarms. Researchers say these innovations could represent a major shift in how heart disease is detected and prevented, moving from reactive treatment to earlier intervention. A gradual process, not a sudden event Medical experts emphasise that heart attacks often develop over years as fatty deposits, known as plaque, build up inside the arteries, gradually restricting blood flow. Triggers such as stress, dehydration, or physical exertion may act as the final push, but the underlying damage typically exists long before symptoms appear. Many patients also experience early warning signs, including chest discomfort, shortness of breath, fatigue, or pain radiating to the arm or jaw. These symptoms are often mild and ignored, contributing to the perception that heart attacks are sudden. Health experts stress that recognizing these early signals and addressing risk factors such as high blood pressure, diabetes, smoking, and poor diet can significantly reduce the likelihood of a cardiac event. Read More: Heartburn After Painkillers? Here’s What They Do to Your Stomach Implications for prevention The findings highlight the need for improved screening methods and greater public awareness. While existing tools remain useful, experts say they should be supplemented with more personalised assessments and advanced diagnostics. The shift also underscores the importance of preventive healthcare, including regular checkups, lifestyle changes, and early medical intervention. As research continues to evolve, scientists believe that better prediction tools could help identify high-risk individuals earlier, potentially preventing thousands of heart attacks each year.